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How it works
Lumpsum Calculator in 3 Steps
1
Enter your numbers
Adjust the sliders or inputs on the left. Results update in real-time.
2
See the result
Maturity value, gain, and key metrics show in the dark panel on the right.
3
Get a real plan
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Frequently Asked
FAQ — Lumpsum Calculator
Lumpsum vs SIP — which gives better returns?
Historically, lumpsum slightly outperforms SIP over 10+ year horizons because all the money compounds longer.
How is lumpsum return calculated?
Future Value = P × (1 + r)^n, where P is initial amount, r is annual return rate, n is years.
Is it safe to invest a lumpsum in mutual funds today?
Time-in-market beats timing-the-market. Use STP (park in liquid, transfer to equity over 6–12 months) if uncertain.
What tax applies on lumpsum mutual fund redemption?
Equity: 15% STCG / 10% LTCG above ₹1L. Debt: slab rate.
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A calculator is the start. Our advisor turns these numbers into a tailored product pick, tax angle, and review cadence — free.
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