We don't represent any single insurer. We compare 50+ plans across LIC, HDFC Life, ICICI, Max, Care, Niva Bupa, and others — and recommend what's actually best for your profile.
Pure protection. The cheapest, most efficient way to cover income loss for your dependants. We recommend 10–15× your annual income, term up to 60 or 65, online direct policies for lower premium.
Our analysis covers: claim-settlement ratio, solvency ratio, premium, riders (critical illness, accidental death), and policy wordings (suicide clause, exclusions).
Don't depend on employer cover alone — it ends the day you leave. We recommend:
Key parameters: cashless network, room-rent sub-limit, co-pay, pre-existing waiting period, no-claim bonus.
Health insurance pays the hospital. Critical illness pays you. Use this for income loss during 6–12 months of recovery from cancer, heart attack, stroke, etc. Typical recommendation: ₹25L lump-sum payout for primary earner.
Renewal time? We compare your current insurer's quote against 5 others. Average client saves 18–22% on premium while keeping zero-dep + engine protect + roadside assistance riders.
Use our Insurance Comparison Tool to get an instant cover recommendation and premium range for your age/income/health profile.