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Gratuity Calculator in 3 Steps

1

Enter your numbers

Adjust the sliders or inputs on the left. Results update in real-time.

2

See the result

Maturity value, gain, and key metrics show in the dark panel on the right.

3

Get a real plan

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FAQ — Gratuity Calculator

How is gratuity calculated?
(Last Drawn Salary × 15 × Years) / 26 — where salary is Basic + DA.
When am I eligible?
After 5 years of continuous service.
Is gratuity tax-free?
Up to ₹20 lakh for private sector. Unlimited for government.

Need a personalized plan?

A calculator is the start. Our advisor turns these numbers into a tailored product pick, tax angle, and review cadence — free.

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