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How it works
FD Calculator in 3 Steps
1
Enter your numbers
Adjust the sliders or inputs on the left. Results update in real-time.
2
See the result
Maturity value, gain, and key metrics show in the dark panel on the right.
3
Get a real plan
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Frequently Asked
FAQ — FD Calculator
How is FD interest calculated?
Maturity = P × (1 + r/4)^(4n), with quarterly compounding (bank standard).
Are FDs taxable?
Yes. Interest is fully taxable at slab rate. TDS at 10% if interest > ₹40,000/yr (₹50K seniors).
Need a personalized plan?
A calculator is the start. Our advisor turns these numbers into a tailored product pick, tax angle, and review cadence — free.
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