Last updated: May 15, 2026
By accessing or using arthmarg.in (the "Site") and any of our services, you agree to these Terms.
ArthmArg Financial Services is an AMFI-registered Mutual Fund Distributor (ARN pending) and an independent advisor for insurance, financial planning, taxation, and loan-product comparison. We are not a SEBI-registered Investment Adviser (RIA); we do not charge fee-based advisory in the RIA sense. Distribution commissions, where applicable, are disclosed.
The 17 calculators on this Site are for educational and indicative purposes only. They use simplified assumptions (e.g., constant return rate, no tax, no fees) and do not constitute investment advice. Actual returns will differ. Always consult a qualified advisor before making investment decisions based on calculator outputs.
Live market indices and stock tickers shown on the Site may be delayed and are for reference only. We are not responsible for trading decisions made based on Site data.
Mutual fund investments are subject to market risks. Read all scheme-related documents (SID, KIM, SAI) carefully before investing. Past performance is not indicative of future returns. NAVs fluctuate with market conditions.
Insurance is the subject matter of solicitation. Please read the policy wording carefully, including exclusions and waiting periods, before subscribing. Premium estimates on this Site are indicative; final premium depends on underwriting.
Loan rates and eligibility shown are indicative. Final terms depend on the lender's underwriting and your credit profile. We do not lend ourselves; we only facilitate comparison and origination.
Tax-related content on the Site is for educational reference. We do not provide formal tax or legal advice. For specific decisions, consult a qualified Chartered Accountant or lawyer.
The Portfolio Viewer at /portfolio/ runs in demo mode for new users. It generates a deterministic mock portfolio from your PAN input to demonstrate the dashboard. Real MF Central CAS pulls are handled by our advisor manually after a personal consultation. We never store your PAN or OTP on our servers.
By submitting your contact details through any form on this Site, you consent to us contacting you via phone, WhatsApp, SMS, or email about your enquiry. You can opt out at any time by replying STOP or writing to us.
All content, design, and code on the Site is owned by ArthmArg Financial Services or used under licence. You may not reproduce, copy, or republish any part without written permission.
To the maximum extent permitted by law, ArthmArg shall not be liable for any direct, indirect, incidental, or consequential damages arising from use of the Site, the calculators, or the educational content. Use at your own discretion.
These Terms are governed by Indian law. Any dispute is subject to the exclusive jurisdiction of courts at Delhi.
Questions about these Terms: arthmarg07@gmail.com