Home loans
- Up to ₹5 Cr, 30-yr tenure.
- Current rates: 8.4–9.2% for CIBIL 750+.
- Compare PSU banks (SBI, BoB) vs private (HDFC, ICICI) vs NBFC (Bajaj, LIC HFL).
- Help with balance transfer to lower-rate lender after 12+ months.
Personal loans
- ₹50K – ₹40L, 1–5 yr tenure.
- Rates: 10.5–14% depending on profile and bank.
- Best for medical, wedding, debt-consolidation. Avoid for vacations.
MSME & Business loans
- Working capital, term loans, machinery, equipment.
- MUDRA loans up to ₹10L for micro businesses.
- Stand-up India for SC/ST/women entrepreneurs.
- CGTMSE-backed collateral-free up to ₹2 Cr.
Loan Against Securities (LAS)
- Pledge mutual funds or shares without selling them.
- Loan up to 50–80% of pledged value at ~9–10%.
- Useful for short-term liquidity without breaking your investments.
How we work
1
Profile Check
Income, CIBIL, banking — we assess eligibility across 15+ lenders.
2
Rate Negotiation
Multiple quotes, structured offer comparison, rate match requests.
3
Document & Submit
Help you prep documents and submit to the chosen lender.
4
Disbursement & Follow-up
We chase the bank till disbursement. Then check EMI and statement.
Start by computing your EMI on the EMI calculator. Then drop a message — we'll get you 3 competing rate offers within 48 hours.